![]() Why have I not been offered Pay later in 3? Although Pay later in 3 is widely promoted it is not always universally available. Neither Klarna nor Affordable Home Store run credit searches against you that could impact your credit rating. Will a credit search take place against me? Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. ![]() It's very important that you give us the correct details, as otherwise you will not receive your payment schedule and any updated order information. All communications will be sent to your email address. The mobile number is required in case we need to reach you. ![]() What do I need to provide when I make a purchase? If you want to make a purchase with Klarna using Pay later in 3, you'll need to provide your mobile phone number, email address, current billing address and a debit or card card. Just because you have been accepted for a Klarna payment method before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders. If you are 18 or over, you can improve your chances of being offered Pay later in 3 by ensuring you provide your full name and accurate address details and shipping to your registered billing address. How can I increase my chances of being accepted for Pay later in 3? Klarna is unique and offers Pay later in 3 based on a number of factors such as the order value, previous order history and item availability. When choosing Pay later in 3, our assessment will not affect your credit rating. Whilst this option is widely promoted, Pay later in 3 is subject to your financial circumstances. Your first instalment will be collected when your order is confirmed by Affordable Home Store and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.Īm I eligible for Pay later in 3? To use Pay later in 3 you must be at least 18. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. ![]() How does Pay later in 3 work? Pay later in 3 will allow you to spread the cost of your purchase over 3 equal payments. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. ![]()
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